Call reports 2001
PEOPLES BANK, THE — 2001
What PEOPLES BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,581,000 | 84,869,000 | 84,982,000 | 87,431,000 |
| Total loans | 60,335,000 | 61,533,000 | 60,985,000 | 62,432,000 |
| Allowance for loan losses | 618,000 | 658,000 | 681,000 | 604,000 |
| Securities available for sale | 13,858,000 | 14,177,000 | 14,078,000 | 13,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,260,000 | 64,570,000 | 64,440,000 | 66,790,000 |
| Interest-bearing deposits | 56,159,000 | 53,999,000 | 53,551,000 | 55,901,000 |
| Noninterest-bearing deposits | 11,101,000 | 10,571,000 | 10,889,000 | 10,889,000 |
| Equity capital | 6,826,000 | 6,884,000 | 6,983,000 | 6,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,546,000 | 5,188,000 | 6,759,000 |
| Interest expense | 991,000 | 1,946,000 | 2,862,000 | 3,727,000 |
| Net interest income | 796,000 | 1,600,000 | 2,326,000 | 3,032,000 |
| Noninterest income | 166,000 | 365,000 | 524,000 | 735,000 |
| Noninterest expense | 654,000 | 1,309,000 | 1,958,000 | 2,578,000 |
| Provision for loan losses | 30,000 | 110,000 | 140,000 | 210,000 |
| Pretax income | 278,000 | 609,000 | 815,000 | 1,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 278,000 | 609,000 | 815,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,401,000 | 6,531,000 | 6,486,000 | 6,511,000 |
| Total capital | 7,019,000 | 7,189,000 | 7,167,000 | 7,115,000 |
| Risk-weighted assets | 58,527,000 | 59,285,000 | 59,115,000 | 61,430,000 |