Call reports 2007
HARRISON DEPOSIT BANK AND TRUST COMPANY, THE — 2007
What HARRISON DEPOSIT BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,303,000 | 54,433,000 | 55,024,000 | 55,619,000 |
| Total loans | 30,112,000 | 30,583,000 | 29,877,000 | 29,890,000 |
| Allowance for loan losses | 182,000 | 182,000 | 155,000 | 164,000 |
| Securities available for sale | 16,873,000 | 17,993,000 | 18,979,000 | 16,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,250,000 | 43,146,000 | 42,542,000 | 43,065,000 |
| Interest-bearing deposits | 36,993,000 | 35,670,000 | 35,281,000 | 36,101,000 |
| Noninterest-bearing deposits | 7,257,000 | 7,476,000 | 7,262,000 | 6,964,000 |
| Equity capital | 5,536,000 | 5,515,000 | 5,707,000 | 5,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,531,000 | 2,319,000 | 3,132,000 |
| Interest expense | 374,000 | 765,000 | 1,165,000 | 1,588,000 |
| Net interest income | 375,000 | 766,000 | 1,154,000 | 1,544,000 |
| Noninterest income | 64,000 | 121,000 | 176,000 | 247,000 |
| Noninterest expense | 261,000 | 507,000 | 750,000 | 976,000 |
| Provision for loan losses | 0 | 0 | 21,000 | 30,000 |
| Pretax income | 178,000 | 380,000 | 559,000 | 786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 380,000 | 559,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,911,000 | 5,908,000 | 5,905,000 | 5,921,000 |
| Total capital | 6,093,000 | 6,090,000 | 6,060,000 | 6,085,000 |
| Risk-weighted assets | 28,045,000 | 28,023,000 | 27,469,000 | 28,199,000 |