Call reports 2005
HARRISON DEPOSIT BANK AND TRUST COMPANY, THE — 2005
What HARRISON DEPOSIT BANK AND TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,504,000 | 60,333,000 | 56,475,000 | 56,775,000 |
| Total loans | 29,753,000 | 29,021,000 | 28,840,000 | 29,260,000 |
| Allowance for loan losses | 225,000 | 216,000 | 209,000 | 210,000 |
| Securities available for sale | 24,234,000 | 19,203,000 | 20,329,000 | 20,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,528,000 | 49,156,000 | 45,301,000 | 45,741,000 |
| Interest-bearing deposits | 42,549,000 | 42,236,000 | 38,440,000 | 38,636,000 |
| Noninterest-bearing deposits | 6,979,000 | 6,920,000 | 6,861,000 | 7,105,000 |
| Equity capital | 5,126,000 | 5,395,000 | 5,354,000 | 5,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,435,000 | 2,121,000 | 2,847,000 |
| Interest expense | 295,000 | 612,000 | 888,000 | 1,210,000 |
| Net interest income | 409,000 | 823,000 | 1,233,000 | 1,637,000 |
| Noninterest income | 72,000 | 144,000 | 211,000 | 283,000 |
| Noninterest expense | 248,000 | 503,000 | 760,000 | 1,002,000 |
| Provision for loan losses | 11,000 | 12,000 | 12,000 | 18,000 |
| Pretax income | 222,000 | 431,000 | 651,000 | 879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 431,000 | 651,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,823,000 | 5,834,000 | 5,866,000 | 5,849,000 |
| Total capital | 6,048,000 | 6,050,000 | 6,075,000 | 6,059,000 |
| Risk-weighted assets | 29,180,000 | 27,773,000 | 27,457,000 | 27,644,000 |