Call reports 2004
HARRISON DEPOSIT BANK AND TRUST COMPANY, THE — 2004
What HARRISON DEPOSIT BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,284,000 | 63,564,000 | 63,895,000 | 64,315,000 |
| Total loans | 27,985,000 | 29,053,000 | 30,227,000 | 30,908,000 |
| Allowance for loan losses | 231,000 | 266,000 | 227,000 | 220,000 |
| Securities available for sale | 28,638,000 | 28,643,000 | 25,718,000 | 27,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,600,000 | 52,862,000 | 52,472,000 | 53,026,000 |
| Interest-bearing deposits | 46,978,000 | 47,123,000 | 46,310,000 | 46,859,000 |
| Noninterest-bearing deposits | 5,622,000 | 5,739,000 | 6,161,000 | 6,167,000 |
| Equity capital | 6,011,000 | 4,924,000 | 5,521,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,471,000 | 2,178,000 | 2,912,000 |
| Interest expense | 266,000 | 537,000 | 811,000 | 1,097,000 |
| Net interest income | 476,000 | 934,000 | 1,367,000 | 1,815,000 |
| Noninterest income | 71,000 | 135,000 | 202,000 | 266,000 |
| Noninterest expense | 265,000 | 540,000 | 806,000 | 1,070,000 |
| Provision for loan losses | 20,000 | 29,000 | 29,000 | 44,000 |
| Pretax income | 355,000 | 584,000 | 827,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 584,000 | 827,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,615,000 | 5,567,000 | 5,634,000 | 5,730,000 |
| Total capital | 5,846,000 | 5,833,000 | 5,861,000 | 5,950,000 |
| Risk-weighted assets | 28,928,000 | 29,937,000 | 30,328,000 | 30,343,000 |