Call reports 2003
HARRISON DEPOSIT BANK AND TRUST COMPANY, THE — 2003
What HARRISON DEPOSIT BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,243,000 | 58,498,000 | 58,015,000 | 61,163,000 |
| Total loans | 28,371,000 | 29,570,000 | 30,451,000 | 29,583,000 |
| Allowance for loan losses | 230,000 | 246,000 | 243,000 | 245,000 |
| Securities available for sale | 24,471,000 | 23,992,000 | 22,340,000 | 25,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,597,000 | 46,469,000 | 46,542,000 | 49,825,000 |
| Interest-bearing deposits | 42,100,000 | 40,800,000 | 40,701,000 | 43,990,000 |
| Noninterest-bearing deposits | 5,497,000 | 5,669,000 | 5,841,000 | 5,835,000 |
| Equity capital | 5,952,000 | 6,341,000 | 5,682,000 | 5,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,563,000 | 2,324,000 | 3,078,000 |
| Interest expense | 312,000 | 605,000 | 870,000 | 1,131,000 |
| Net interest income | 464,000 | 958,000 | 1,454,000 | 1,947,000 |
| Noninterest income | 71,000 | 149,000 | 223,000 | 294,000 |
| Noninterest expense | 247,000 | 529,000 | 804,000 | 1,088,000 |
| Provision for loan losses | 6,000 | 15,000 | 24,000 | 53,000 |
| Pretax income | 350,000 | 709,000 | 1,118,000 | 1,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 709,000 | 1,118,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,496,000 | 5,541,000 | 5,532,000 | 5,500,000 |
| Total capital | 5,726,000 | 5,787,000 | 5,775,000 | 5,745,000 |
| Risk-weighted assets | 30,573,000 | 30,299,000 | 30,883,000 | 30,204,000 |