Call reports 2025
RIVERBANK — 2025
What RIVERBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 144,818,000 | 155,960,000 | 167,350,000 | 161,941,000 |
| Total loans | 109,801,000 | 119,348,000 | 131,668,000 | 125,776,000 |
| Allowance for loan losses | 1,700,000 | 1,702,000 | 1,796,000 | 1,816,000 |
| Securities available for sale | 16,084,000 | 14,705,000 | 14,045,000 | 13,631,000 |
| Securities held to maturity | 449,000 | 431,000 | 358,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,218,000 | 136,773,000 | 146,782,000 | 139,058,000 |
| Interest-bearing deposits | 110,728,000 | 123,098,000 | 134,469,000 | 124,402,000 |
| Noninterest-bearing deposits | 14,490,000 | 13,675,000 | 12,313,000 | 14,656,000 |
| Equity capital | 17,593,000 | 18,028,000 | 18,644,000 | 18,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,619,000 | 7,309,000 | 10,137,000 |
| Interest expense | 943,000 | 1,984,000 | 3,152,000 | 4,281,000 |
| Net interest income | 1,246,000 | 2,635,000 | 4,157,000 | 5,856,000 |
| Noninterest income | 392,000 | 453,000 | 547,000 | 764,000 |
| Noninterest expense | 781,000 | 1,605,000 | 2,479,000 | 3,371,000 |
| Provision for loan losses | -22,000 | -5,000 | 88,000 | 184,000 |
| Pretax income | 794,000 | 1,355,000 | 2,032,000 | 2,989,000 |
| Income tax | 117,000 | 235,000 | 357,000 | 625,000 |
| Net income | 677,000 | 1,120,000 | 1,675,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,665,000 | 18,109,000 | 18,664,000 | 18,986,000 |