Call reports 2018
RIVERBANK — 2018
What RIVERBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,531,000 | 90,021,000 | 88,989,000 | 95,391,000 |
| Total loans | 72,352,000 | 76,219,000 | 78,229,000 | 81,852,000 |
| Allowance for loan losses | 745,000 | 782,000 | 803,000 | 856,000 |
| Securities available for sale | 2,044,000 | 3,823,000 | 1,895,000 | 1,890,000 |
| Securities held to maturity | 1,802,000 | 2,120,000 | 2,016,000 | 3,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,243,000 | 71,959,000 | 71,602,000 | 77,460,000 |
| Interest-bearing deposits | 65,657,000 | 66,402,000 | 66,592,000 | 71,249,000 |
| Noninterest-bearing deposits | 6,586,000 | 5,557,000 | 5,010,000 | 6,211,000 |
| Equity capital | 8,691,000 | 9,139,000 | 9,519,000 | 9,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,403,000 | 3,651,000 | 4,921,000 |
| Interest expense | 243,000 | 485,000 | 762,000 | 1,090,000 |
| Net interest income | 898,000 | 1,918,000 | 2,889,000 | 3,831,000 |
| Noninterest income | 37,000 | 83,000 | 135,000 | 179,000 |
| Noninterest expense | 417,000 | 842,000 | 1,261,000 | 1,648,000 |
| Provision for loan losses | 33,000 | 69,000 | 115,000 | 167,000 |
| Pretax income | 485,000 | 1,090,000 | 1,648,000 | 2,195,000 |
| Income tax | 153,000 | 307,000 | 470,000 | 494,000 |
| Net income | 332,000 | 783,000 | 1,178,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,522,000 | 8,974,000 | 9,368,000 | 9,690,000 |
| Total capital | 9,178,000 | 9,689,000 | 10,097,000 | 10,471,000 |
| Risk-weighted assets | 52,391,000 | 57,208,000 | 58,293,000 | 62,453,000 |