Call reports 2017
RIVERBANK — 2017
What RIVERBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,114,000 | 83,827,000 | 88,874,000 | 88,860,000 |
| Total loans | 68,849,000 | 74,332,000 | 78,243,000 | 75,368,000 |
| Allowance for loan losses | 613,000 | 644,000 | 679,000 | 711,000 |
| Securities available for sale | 2,023,000 | 3,235,000 | 2,338,000 | 2,702,000 |
| Securities held to maturity | 478,000 | 478,000 | 1,945,000 | 1,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,658,000 | 67,538,000 | 68,148,000 | 72,516,000 |
| Interest-bearing deposits | 57,780,000 | 61,405,000 | 63,216,000 | 65,695,000 |
| Noninterest-bearing deposits | 5,878,000 | 6,133,000 | 4,932,000 | 6,821,000 |
| Equity capital | 7,369,000 | 7,657,000 | 8,049,000 | 8,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,017,000 | 3,168,000 | 4,372,000 |
| Interest expense | 187,000 | 379,000 | 595,000 | 837,000 |
| Net interest income | 800,000 | 1,638,000 | 2,573,000 | 3,535,000 |
| Noninterest income | 36,000 | 77,000 | 122,000 | 189,000 |
| Noninterest expense | 405,000 | 822,000 | 1,220,000 | 1,629,000 |
| Provision for loan losses | 32,000 | 65,000 | 98,000 | 132,000 |
| Pretax income | 399,000 | 828,000 | 1,407,000 | 1,993,000 |
| Income tax | 150,000 | 304,000 | 461,000 | 566,000 |
| Net income | 249,000 | 524,000 | 946,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,180,000 | 7,456,000 | 7,877,000 | 8,187,000 |
| Total capital | 7,793,000 | 8,100,000 | 8,556,000 | 8,859,000 |
| Risk-weighted assets | 50,118,000 | 52,708,000 | 54,960,000 | 53,763,000 |