Call report 2025Q4
CITIZENS STATE BANK — 2025Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 477,749,000 | USD | evidence → |
| Total loans | 404,971,000 | USD | evidence → |
| Allowance for loan losses | 4,886,000 | USD | evidence → |
| Securities available for sale | 47,074,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 400,823,000 | USD | evidence → |
| Interest-bearing deposits | 347,636,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,187,000 | USD | evidence → |
| Equity capital | 44,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,218,000 | USD | evidence → |
| Interest expense | 10,670,000 | USD | evidence → |
| Net interest income | 16,548,000 | USD | evidence → |
| Noninterest income | 1,138,000 | USD | evidence → |
| Noninterest expense | 10,604,000 | USD | evidence → |
| Provision for loan losses | 808,000 | USD | evidence → |
| Pretax income | 6,024,000 | USD | evidence → |
| Income tax | 1,091,000 | USD | evidence → |
| Net income | 4,933,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,176,000 | USD | evidence → |