Call report 2024Q4
CITIZENS STATE BANK — 2024Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 452,880,000 | USD | evidence → |
| Total loans | 376,645,000 | USD | evidence → |
| Allowance for loan losses | 4,695,000 | USD | evidence → |
| Securities available for sale | 44,139,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 369,994,000 | USD | evidence → |
| Interest-bearing deposits | 316,951,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,043,000 | USD | evidence → |
| Equity capital | 39,746,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,336,000 | USD | evidence → |
| Interest expense | 11,510,000 | USD | evidence → |
| Net interest income | 13,826,000 | USD | evidence → |
| Noninterest income | 1,106,000 | USD | evidence → |
| Noninterest expense | 9,366,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 4,966,000 | USD | evidence → |
| Income tax | 965,000 | USD | evidence → |
| Net income | 4,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,043,000 | USD | evidence → |