Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,466,000 | USD | evidence → |
| Total loans | 152,878,000 | USD | evidence → |
| Allowance for loan losses | 5,108,000 | USD | evidence → |
| Securities available for sale | 19,192,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,440,000 | USD | evidence → |
| Interest-bearing deposits | 141,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,555,000 | USD | evidence → |
| Equity capital | 14,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,436,000 | USD | evidence → |
| Interest expense | 4,917,000 | USD | evidence → |
| Net interest income | 6,519,000 | USD | evidence → |
| Noninterest income | 1,653,000 | USD | evidence → |
| Noninterest expense | 7,100,000 | USD | evidence → |
| Provision for loan losses | 5,623,000 | USD | evidence → |
| Pretax income | -4,546,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -4,551,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,893,000 | USD | evidence → |
| Total capital | 15,799,000 | USD | evidence → |
| Risk-weighted assets | 149,249,000 | USD | evidence → |