Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,158,000 | USD | evidence → |
| Total loans | 138,081,000 | USD | evidence → |
| Allowance for loan losses | 1,872,000 | USD | evidence → |
| Securities available for sale | 5,859,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,206,000 | USD | evidence → |
| Interest-bearing deposits | 99,941,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,265,000 | USD | evidence → |
| Equity capital | 17,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,798,000 | USD | evidence → |
| Interest expense | 1,464,000 | USD | evidence → |
| Net interest income | 7,334,000 | USD | evidence → |
| Noninterest income | 1,097,000 | USD | evidence → |
| Noninterest expense | 5,325,000 | USD | evidence → |
| Provision for loan losses | 510,000 | USD | evidence → |
| Pretax income | 2,596,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 2,587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,106,000 | USD | evidence → |
| Total capital | 18,503,000 | USD | evidence → |
| Risk-weighted assets | 111,320,000 | USD | evidence → |