Call report 2003Q4
CITIZENS STATE BANK — 2003Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,657,000 | USD | evidence → |
| Total loans | 110,196,000 | USD | evidence → |
| Allowance for loan losses | 1,368,000 | USD | evidence → |
| Securities available for sale | 5,194,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,101,000 | USD | evidence → |
| Interest-bearing deposits | 87,378,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,723,000 | USD | evidence → |
| Equity capital | 11,988,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,313,000 | USD | evidence → |
| Interest expense | 1,397,000 | USD | evidence → |
| Net interest income | 6,916,000 | USD | evidence → |
| Noninterest income | 2,189,000 | USD | evidence → |
| Noninterest expense | 4,938,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 3,907,000 | USD | evidence → |
| Income tax | 431,000 | USD | evidence → |
| Net income | 3,476,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,299,000 | USD | evidence → |
| Total capital | 12,632,000 | USD | evidence → |
| Risk-weighted assets | 106,575,000 | USD | evidence → |