Call reports 2025
EVABANK — 2025
What EVABANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 468,131,000 | 466,824,000 | 473,387,000 | 478,173,000 |
| Total loans | 359,073,000 | 367,255,000 | 376,277,000 | 385,221,000 |
| Allowance for loan losses | 8,127,000 | 8,409,000 | 8,725,000 | 8,804,000 |
| Securities available for sale | 84,526,000 | 78,538,000 | 78,151,000 | 79,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,285,000 | 325,250,000 | 326,302,000 | 332,623,000 |
| Interest-bearing deposits | 299,184,000 | 311,970,000 | 314,731,000 | 319,551,000 |
| Noninterest-bearing deposits | 12,101,000 | 13,280,000 | 11,571,000 | 13,072,000 |
| Equity capital | 128,321,000 | 130,030,000 | 133,761,000 | 134,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,743,000 | 18,248,000 | 27,957,000 | 37,481,000 |
| Interest expense | 2,594,000 | 5,291,000 | 8,011,000 | 10,638,000 |
| Net interest income | 6,149,000 | 12,957,000 | 19,946,000 | 26,843,000 |
| Noninterest income | 103,000 | 122,000 | 180,000 | 795,000 |
| Noninterest expense | 2,983,000 | 5,122,000 | 7,873,000 | 11,256,000 |
| Provision for loan losses | 150,000 | 725,000 | 975,000 | 1,175,000 |
| Pretax income | 3,193,000 | 7,203,000 | 11,134,000 | 15,048,000 |
| Income tax | 654,000 | 1,459,000 | 2,301,000 | 3,208,000 |
| Net income | 2,539,000 | 5,744,000 | 8,833,000 | 11,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,175,000 | 127,475,000 | 129,658,000 | 129,989,000 |