Call reports 2024
EVABANK — 2024
What EVABANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 427,385,000 | 434,596,000 | 450,930,000 | 453,776,000 |
| Total loans | 344,515,000 | 325,246,000 | 347,028,000 | 356,914,000 |
| Allowance for loan losses | 7,703,000 | 7,761,000 | 7,771,000 | 8,160,000 |
| Securities available for sale | 72,155,000 | 73,316,000 | 85,665,000 | 84,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,042,000 | 288,903,000 | 300,137,000 | 305,748,000 |
| Interest-bearing deposits | 272,545,000 | 277,583,000 | 288,857,000 | 294,076,000 |
| Noninterest-bearing deposits | 11,497,000 | 11,320,000 | 11,280,000 | 11,672,000 |
| Equity capital | 123,057,000 | 124,314,000 | 127,607,000 | 126,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,121,000 | 16,606,000 | 25,670,000 | 34,548,000 |
| Interest expense | 2,365,000 | 4,851,000 | 7,500,000 | 10,175,000 |
| Net interest income | 5,756,000 | 11,755,000 | 18,170,000 | 24,373,000 |
| Noninterest income | 142,000 | 316,000 | 520,000 | 722,000 |
| Noninterest expense | 2,596,000 | 5,354,000 | 8,341,000 | 11,913,000 |
| Provision for loan losses | 175,000 | 250,000 | 300,000 | 659,000 |
| Pretax income | 3,100,000 | 6,322,000 | 9,715,000 | 12,447,000 |
| Income tax | 601,000 | 1,227,000 | 2,107,000 | 2,599,000 |
| Net income | 2,499,000 | 5,095,000 | 7,608,000 | 9,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,906,000 | 120,596,000 | 122,204,000 | 123,541,000 |