Call reports 2023
EVABANK — 2023
What EVABANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 406,981,000 | 408,643,000 | 400,383,000 | 415,260,000 |
| Total loans | 321,379,000 | 309,904,000 | 322,162,000 | 336,614,000 |
| Allowance for loan losses | 7,375,000 | 7,301,000 | 7,348,000 | 7,580,000 |
| Securities available for sale | 71,791,000 | 71,277,000 | 66,397,000 | 72,033,000 |
| Securities held to maturity | 75,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,949,000 | 269,252,000 | 266,883,000 | 266,982,000 |
| Interest-bearing deposits | 255,449,000 | 256,677,000 | 254,123,000 | 253,973,000 |
| Noninterest-bearing deposits | 12,500,000 | 12,575,000 | 12,760,000 | 13,009,000 |
| Equity capital | 117,265,000 | 117,922,000 | 117,063,000 | 121,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,931,000 | 14,524,000 | 21,824,000 | 29,477,000 |
| Interest expense | 1,244,000 | 2,883,000 | 4,766,000 | 6,801,000 |
| Net interest income | 5,687,000 | 11,641,000 | 17,058,000 | 22,676,000 |
| Noninterest income | 210,000 | 401,000 | 596,000 | 767,000 |
| Noninterest expense | 2,754,000 | 5,284,000 | 7,580,000 | 10,714,000 |
| Provision for loan losses | 586,000 | 1,201,000 | 1,246,000 | 1,554,000 |
| Pretax income | 2,557,000 | 5,570,000 | 8,804,000 | 11,129,000 |
| Income tax | 419,000 | 1,079,000 | 1,896,000 | 2,255,000 |
| Net income | 2,138,000 | 4,491,000 | 6,908,000 | 8,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,290,000 | 114,737,000 | 116,251,000 | 117,311,000 |
| Total capital | — | — | — | 121,344,000 |
| Risk-weighted assets | — | — | — | 318,593,000 |