Call reports 2022
EVABANK — 2022
What EVABANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 422,144,000 | 403,882,000 | 388,919,000 | 405,902,000 |
| Total loans | 304,458,000 | 304,959,000 | 309,851,000 | 328,838,000 |
| Allowance for loan losses | 6,618,000 | 6,804,000 | 6,901,000 | 6,999,000 |
| Securities available for sale | 73,053,000 | 74,967,000 | 71,946,000 | 69,889,000 |
| Securities held to maturity | 145,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,016,000 | 284,848,000 | 269,365,000 | 269,891,000 |
| Interest-bearing deposits | 285,207,000 | 272,561,000 | 257,146,000 | 254,985,000 |
| Noninterest-bearing deposits | 12,809,000 | 12,287,000 | 12,219,000 | 14,906,000 |
| Equity capital | 114,666,000 | 111,089,000 | 111,863,000 | 115,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,322,000 | 12,925,000 | 19,759,000 | 26,656,000 |
| Interest expense | 525,000 | 990,000 | 1,461,000 | 2,183,000 |
| Net interest income | 5,797,000 | 11,935,000 | 18,298,000 | 24,473,000 |
| Noninterest income | 193,000 | 335,000 | 541,000 | 739,000 |
| Noninterest expense | 2,574,000 | 5,095,000 | 7,489,000 | 10,632,000 |
| Provision for loan losses | 250,000 | 400,000 | 470,000 | 545,000 |
| Pretax income | 3,209,000 | 6,642,000 | 10,760,000 | 13,753,000 |
| Income tax | 596,000 | 1,385,000 | 2,321,000 | 2,892,000 |
| Net income | 2,613,000 | 5,257,000 | 8,439,000 | 10,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,021,000 | 108,904,000 | 111,327,000 | 112,845,000 |
| Total capital | — | 112,552,000 | — | — |
| Risk-weighted assets | — | 288,759,000 | — | — |