Call reports 2021
EVABANK — 2021
What EVABANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 423,649,000 | 423,894,000 | 425,668,000 | 427,509,000 |
| Total loans | 306,142,000 | 307,162,000 | 303,656,000 | 299,606,000 |
| Allowance for loan losses | 6,610,000 | 6,492,000 | 6,653,000 | 6,588,000 |
| Securities available for sale | 86,639,000 | 87,698,000 | 85,786,000 | 83,431,000 |
| Securities held to maturity | 300,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,615,000 | 295,086,000 | 294,339,000 | 296,200,000 |
| Interest-bearing deposits | 283,567,000 | 282,179,000 | 280,276,000 | 282,751,000 |
| Noninterest-bearing deposits | 14,048,000 | 12,907,000 | 14,063,000 | 13,449,000 |
| Equity capital | 113,397,000 | 116,403,000 | 118,576,000 | 120,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,829,000 | 13,315,000 | 20,265,000 | 26,774,000 |
| Interest expense | 717,000 | 1,356,000 | 1,958,000 | 2,516,000 |
| Net interest income | 6,112,000 | 11,959,000 | 18,307,000 | 24,258,000 |
| Noninterest income | 240,000 | 457,000 | 587,000 | 566,000 |
| Noninterest expense | 2,311,000 | 4,753,000 | 7,075,000 | 9,433,000 |
| Provision for loan losses | 300,000 | 425,000 | 1,215,000 | 1,510,000 |
| Pretax income | 3,797,000 | 7,251,000 | 10,672,000 | 14,003,000 |
| Income tax | 771,000 | 1,645,000 | 2,368,000 | 2,951,000 |
| Net income | 3,026,000 | 5,606,000 | 8,304,000 | 11,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,423,000 | 101,243,000 | 103,181,000 | 105,169,000 |