Call reports 2020
EVABANK — 2020
What EVABANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 383,036,000 | 420,327,000 | 431,812,000 | 433,518,000 |
| Total loans | 300,412,000 | 303,436,000 | 299,477,000 | 304,037,000 |
| Allowance for loan losses | 6,399,000 | 6,826,000 | 6,355,000 | 6,244,000 |
| Securities available for sale | 69,644,000 | 84,168,000 | 86,879,000 | 89,956,000 |
| Securities held to maturity | 408,000 | 329,000 | 314,000 | 302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,078,000 | 288,214,000 | 302,220,000 | 301,609,000 |
| Interest-bearing deposits | 257,000,000 | 277,551,000 | 291,942,000 | 290,425,000 |
| Noninterest-bearing deposits | 10,078,000 | 10,663,000 | 10,278,000 | 11,184,000 |
| Equity capital | 96,163,000 | 108,509,000 | 110,909,000 | 113,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,703,000 | 13,454,000 | 20,240,000 | 27,136,000 |
| Interest expense | 1,115,000 | 2,192,000 | 3,216,000 | 4,080,000 |
| Net interest income | 5,588,000 | 11,262,000 | 17,024,000 | 23,056,000 |
| Noninterest income | 148,000 | 287,000 | 421,000 | 624,000 |
| Noninterest expense | 2,676,000 | 4,783,000 | 6,778,000 | 9,391,000 |
| Provision for loan losses | 1,090,000 | 1,630,000 | 2,030,000 | 2,050,000 |
| Pretax income | 1,983,000 | 5,165,000 | 8,684,000 | 12,328,000 |
| Income tax | 397,000 | 1,095,000 | 1,883,000 | 2,555,000 |
| Net income | 1,586,000 | 4,070,000 | 6,801,000 | 9,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,248,000 | 92,973,000 | 94,943,000 | 97,157,000 |
| Total capital | 94,796,000 | — | — | — |
| Risk-weighted assets | 281,044,000 | — | — | — |