Call reports 2019
EVABANK — 2019
What EVABANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 373,989,000 | 378,216,000 | 380,224,000 | 382,838,000 |
| Total loans | 289,693,000 | 289,425,000 | 277,510,000 | 292,838,000 |
| Allowance for loan losses | 5,972,000 | 5,996,000 | 5,927,000 | 5,327,000 |
| Securities available for sale | 74,946,000 | 78,149,000 | 79,573,000 | 79,241,000 |
| Securities held to maturity | 534,000 | 461,000 | 446,000 | 418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,540,000 | 257,889,000 | 255,810,000 | 257,784,000 |
| Interest-bearing deposits | 237,624,000 | 237,166,000 | 236,557,000 | 239,253,000 |
| Noninterest-bearing deposits | 20,916,000 | 20,723,000 | 19,253,000 | 18,531,000 |
| Equity capital | 93,909,000 | 98,919,000 | 101,714,000 | 102,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,521,000 | 13,221,000 | 19,908,000 | 26,424,000 |
| Interest expense | 989,000 | 2,069,000 | 3,183,000 | 4,292,000 |
| Net interest income | 5,532,000 | 11,152,000 | 16,725,000 | 22,132,000 |
| Noninterest income | 118,000 | 400,000 | 593,000 | 784,000 |
| Noninterest expense | 2,395,000 | 4,699,000 | 6,938,000 | 9,756,000 |
| Provision for loan losses | 476,000 | 515,000 | 1,050,000 | 1,565,000 |
| Pretax income | 2,797,000 | 6,361,000 | 9,371,000 | 11,653,000 |
| Income tax | 501,000 | 958,000 | 1,928,000 | 2,377,000 |
| Net income | 2,296,000 | 5,403,000 | 7,443,000 | 9,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,723,000 | 88,071,000 | 89,351,000 | 90,422,000 |
| Total capital | 89,017,000 | 91,492,000 | 92,658,000 | 93,907,000 |
| Risk-weighted assets | 260,857,000 | 271,133,000 | 261,954,000 | 276,986,000 |