Call reports 2018
EVABANK — 2018
What EVABANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 375,600,000 | 378,621,000 | 371,803,000 | 371,717,000 |
| Total loans | 287,326,000 | 288,669,000 | 292,853,000 | 289,901,000 |
| Allowance for loan losses | 5,834,000 | 5,850,000 | 6,147,000 | 5,923,000 |
| Securities available for sale | 71,077,000 | 72,483,000 | 70,382,000 | 72,093,000 |
| Securities held to maturity | 925,000 | 898,000 | 876,000 | 546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,249,000 | 279,893,000 | 268,654,000 | 265,970,000 |
| Interest-bearing deposits | 261,687,000 | 260,907,000 | 248,742,000 | 247,525,000 |
| Noninterest-bearing deposits | 16,562,000 | 18,986,000 | 19,912,000 | 18,445,000 |
| Equity capital | 82,286,000 | 84,210,000 | 87,118,000 | 90,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,442,000 | 13,006,000 | 19,709,000 | 26,400,000 |
| Interest expense | 897,000 | 1,829,000 | 2,830,000 | 3,781,000 |
| Net interest income | 5,545,000 | 11,177,000 | 16,879,000 | 22,619,000 |
| Noninterest income | 276,000 | 740,000 | 988,000 | 1,162,000 |
| Noninterest expense | 2,374,000 | 4,712,000 | 6,892,000 | 9,486,000 |
| Provision for loan losses | 592,000 | 892,000 | 1,242,000 | 1,397,000 |
| Pretax income | 2,872,000 | 6,351,000 | 9,842,000 | 13,215,000 |
| Income tax | 621,000 | 1,266,000 | 2,074,000 | 2,793,000 |
| Net income | 2,251,000 | 5,085,000 | 7,768,000 | 10,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,016,000 | 78,850,000 | 81,533,000 | 84,187,000 |
| Total capital | 79,119,000 | 82,100,000 | 84,822,000 | 87,462,000 |
| Risk-weighted assets | 245,530,000 | 257,471,000 | 260,290,000 | 259,356,000 |