Call reports 2017
EVABANK — 2017
What EVABANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 389,792,000 | 382,997,000 | 384,970,000 | 376,507,000 |
| Total loans | 281,207,000 | 292,414,000 | 290,339,000 | 291,861,000 |
| Allowance for loan losses | 5,429,000 | 5,515,000 | 5,783,000 | 5,746,000 |
| Securities available for sale | 66,488,000 | 71,350,000 | 73,189,000 | 72,700,000 |
| Securities held to maturity | 1,052,000 | 1,032,000 | 1,002,000 | 957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,797,000 | 292,053,000 | 290,044,000 | 284,974,000 |
| Interest-bearing deposits | 278,183,000 | 275,744,000 | 274,198,000 | 266,179,000 |
| Noninterest-bearing deposits | 15,614,000 | 16,309,000 | 15,846,000 | 18,795,000 |
| Equity capital | 71,016,000 | 75,183,000 | 78,077,000 | 81,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,432,000 | 13,023,000 | 19,780,000 | 26,480,000 |
| Interest expense | 1,042,000 | 2,012,000 | 2,937,000 | 3,848,000 |
| Net interest income | 5,390,000 | 11,011,000 | 16,843,000 | 22,632,000 |
| Noninterest income | 368,000 | 788,000 | 1,190,000 | 1,743,000 |
| Noninterest expense | 2,642,000 | 4,909,000 | 7,131,000 | 10,009,000 |
| Provision for loan losses | 480,000 | 1,002,000 | 1,453,000 | 1,575,000 |
| Pretax income | 2,620,000 | 5,661,000 | 9,207,000 | 12,563,000 |
| Income tax | 672,000 | 1,603,000 | 2,794,000 | 2,816,000 |
| Net income | 1,948,000 | 4,058,000 | 6,413,000 | 9,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,368,000 | 69,476,000 | 71,832,000 | 73,764,000 |
| Total capital | 70,537,000 | 72,691,000 | 75,025,000 | 76,926,000 |
| Risk-weighted assets | 251,262,000 | 254,974,000 | 252,861,000 | 250,430,000 |