Call reports 2014
EVABANK — 2014
What EVABANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 333,752,000 | 335,920,000 | 330,881,000 | 330,728,000 |
| Total loans | 258,997,000 | 254,890,000 | 248,994,000 | 251,374,000 |
| Allowance for loan losses | 4,386,000 | 4,341,000 | 4,866,000 | 4,635,000 |
| Securities available for sale | 45,854,000 | 51,780,000 | 58,372,000 | 58,467,000 |
| Securities held to maturity | 6,323,000 | 5,049,000 | 4,996,000 | 4,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,885,000 | 269,371,000 | 261,120,000 | 259,014,000 |
| Interest-bearing deposits | 259,381,000 | 255,564,000 | 246,890,000 | 244,814,000 |
| Noninterest-bearing deposits | 15,504,000 | 13,807,000 | 14,230,000 | 14,200,000 |
| Equity capital | 40,624,000 | 45,624,000 | 48,729,000 | 51,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,185,000 | 16,234,000 | 22,280,000 | 28,528,000 |
| Interest expense | 725,000 | 1,465,000 | 2,226,000 | 2,992,000 |
| Net interest income | 5,460,000 | 14,769,000 | 20,054,000 | 25,536,000 |
| Noninterest income | 489,000 | 836,000 | 1,977,000 | 2,058,000 |
| Noninterest expense | 2,628,000 | 5,323,000 | 8,329,000 | 11,396,000 |
| Provision for loan losses | 420,000 | 801,000 | 1,227,000 | 1,275,000 |
| Pretax income | 2,922,000 | 9,505,000 | 12,400,000 | 14,842,000 |
| Income tax | 970,000 | 3,570,000 | 4,135,000 | 4,971,000 |
| Net income | 1,952,000 | 5,935,000 | 8,265,000 | 9,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,480,000 | 44,463,000 | 46,793,000 | 48,399,000 |
| Total capital | 43,245,000 | 47,180,000 | 49,400,000 | 51,072,000 |
| Risk-weighted assets | 219,601,000 | 215,735,000 | 206,277,000 | 211,903,000 |