Call reports 2012
EVABANK — 2012
What EVABANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 353,393,000 | 356,994,000 | 350,601,000 | 340,410,000 |
| Total loans | 261,739,000 | 264,021,000 | 262,430,000 | 262,502,000 |
| Allowance for loan losses | 5,051,000 | 5,235,000 | 4,953,000 | 4,642,000 |
| Securities available for sale | 38,754,000 | 39,851,000 | 39,257,000 | 38,600,000 |
| Securities held to maturity | 7,934,000 | 7,858,000 | 7,799,000 | 7,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,441,000 | 311,922,000 | 300,869,000 | 290,156,000 |
| Interest-bearing deposits | 295,488,000 | 299,055,000 | 288,013,000 | 276,505,000 |
| Noninterest-bearing deposits | 14,953,000 | 12,867,000 | 12,856,000 | 13,651,000 |
| Equity capital | 26,504,000 | 28,551,000 | 30,643,000 | 31,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,989,000 | 11,960,000 | 18,111,000 | 24,058,000 |
| Interest expense | 1,482,000 | 2,846,000 | 4,075,000 | 5,132,000 |
| Net interest income | 4,507,000 | 9,114,000 | 14,036,000 | 18,926,000 |
| Noninterest income | 639,000 | 813,000 | 741,000 | 869,000 |
| Noninterest expense | 2,194,000 | 4,290,000 | 6,736,000 | 9,844,000 |
| Provision for loan losses | 121,000 | 499,000 | 499,000 | 902,000 |
| Pretax income | 2,768,000 | 5,039,000 | 7,447,000 | 8,967,000 |
| Income tax | 957,000 | 1,690,000 | 2,539,000 | 2,916,000 |
| Net income | 1,811,000 | 3,349,000 | 4,908,000 | 6,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,677,000 | 27,517,000 | 29,275,000 | 30,669,000 |
| Total capital | 28,691,000 | 30,500,000 | 32,221,000 | 33,582,000 |
| Risk-weighted assets | 239,055,000 | 236,363,000 | 233,658,000 | 231,293,000 |