Call reports 2011
EVABANK — 2011
What EVABANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 371,909,000 | 373,012,000 | 369,307,000 | 352,056,000 |
| Total loans | 273,211,000 | 267,465,000 | 263,754,000 | 262,707,000 |
| Allowance for loan losses | 8,119,000 | 7,716,000 | 7,092,000 | 5,937,000 |
| Securities available for sale | 25,500,000 | 32,588,000 | 31,452,000 | 34,771,000 |
| Securities held to maturity | 12,083,000 | 11,856,000 | 9,995,000 | 9,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,223,000 | 333,725,000 | 326,915,000 | 310,382,000 |
| Interest-bearing deposits | 323,548,000 | 322,999,000 | 315,283,000 | 298,482,000 |
| Noninterest-bearing deposits | 10,675,000 | 10,726,000 | 11,632,000 | 11,900,000 |
| Equity capital | 21,161,000 | 22,572,000 | 24,772,000 | 24,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,175,000 | 12,369,000 | 18,448,000 | 24,411,000 |
| Interest expense | 2,047,000 | 4,027,000 | 5,854,000 | 7,506,000 |
| Net interest income | 4,128,000 | 8,342,000 | 12,594,000 | 16,905,000 |
| Noninterest income | -49,000 | -665,000 | -870,000 | -2,985,000 |
| Noninterest expense | 2,820,000 | 5,390,000 | 7,256,000 | 9,474,000 |
| Provision for loan losses | 1,312,000 | 1,466,000 | 616,000 | 1,466,000 |
| Pretax income | -86,000 | 783,000 | 3,813,000 | 2,927,000 |
| Income tax | -227,000 | 195,000 | 1,290,000 | 850,000 |
| Net income | 141,000 | 588,000 | 2,523,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,986,000 | 20,164,000 | 22,639,000 | 22,649,000 |
| Total capital | 23,208,000 | 23,234,000 | 26,580,000 | 25,659,000 |
| Risk-weighted assets | 252,838,000 | 240,920,000 | 312,113,000 | 237,892,000 |