Call reports 2010
EVABANK — 2010
What EVABANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 407,656,000 | 401,195,000 | 381,671,000 | 376,850,000 |
| Total loans | 301,779,000 | 294,569,000 | 288,531,000 | 282,274,000 |
| Allowance for loan losses | 9,221,000 | 8,702,000 | 7,877,000 | 7,122,000 |
| Securities available for sale | 35,575,000 | 32,912,000 | 23,093,000 | 23,251,000 |
| Securities held to maturity | 15,487,000 | 13,502,000 | 12,768,000 | 12,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,688,000 | 348,119,000 | 337,518,000 | 334,059,000 |
| Interest-bearing deposits | 346,082,000 | 337,653,000 | 327,826,000 | 323,978,000 |
| Noninterest-bearing deposits | 10,606,000 | 10,466,000 | 9,692,000 | 10,081,000 |
| Equity capital | 18,927,000 | 21,157,000 | 22,223,000 | 20,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,426,000 | 14,196,000 | 20,463,000 | 26,959,000 |
| Interest expense | 2,564,000 | 5,100,000 | 7,411,000 | 9,641,000 |
| Net interest income | 4,862,000 | 9,096,000 | 13,052,000 | 17,318,000 |
| Noninterest income | 722,000 | 1,060,000 | 1,166,000 | -52,000 |
| Noninterest expense | 2,908,000 | 5,139,000 | 8,528,000 | 11,094,000 |
| Provision for loan losses | 590,000 | 1,218,000 | 1,892,000 | 4,868,000 |
| Pretax income | 1,488,000 | 3,135,000 | 3,106,000 | 568,000 |
| Income tax | 622,000 | 1,420,000 | 937,000 | -124,000 |
| Net income | 866,000 | 1,715,000 | 2,169,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,508,000 | 20,358,000 | 21,887,000 | 19,824,000 |
| Total capital | 22,846,000 | 23,683,000 | 25,179,000 | 23,726,000 |
| Risk-weighted assets | 261,183,000 | 260,626,000 | 258,760,000 | 258,213,000 |