Call reports 2002
EVABANK — 2002
What EVABANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 107,799,000 | 117,878,000 | 128,250,000 | 134,556,000 |
| Total loans | 79,939,000 | 92,380,000 | 103,541,000 | 111,242,000 |
| Allowance for loan losses | 1,603,000 | 1,703,000 | 1,698,000 | 1,857,000 |
| Securities available for sale | 10,057,000 | 7,884,000 | 7,255,000 | 4,168,000 |
| Securities held to maturity | 11,291,000 | 11,048,000 | 10,278,000 | 13,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,037,000 | 97,998,000 | 109,427,000 | 112,311,000 |
| Interest-bearing deposits | 84,082,000 | 93,948,000 | 104,913,000 | 107,691,000 |
| Noninterest-bearing deposits | 3,956,000 | 4,050,000 | 4,514,000 | 4,620,000 |
| Equity capital | 7,984,000 | 8,889,000 | 9,578,000 | 9,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,796,000 | 7,501,000 | 10,261,000 |
| Interest expense | 710,000 | 1,489,000 | 2,351,000 | 3,206,000 |
| Net interest income | 1,604,000 | 3,307,000 | 5,150,000 | 7,055,000 |
| Noninterest income | 133,000 | 252,000 | 378,000 | 525,000 |
| Noninterest expense | 544,000 | 1,274,000 | 2,085,000 | 2,747,000 |
| Provision for loan losses | 649,000 | 1,135,000 | 1,379,000 | 1,948,000 |
| Pretax income | 544,000 | 1,150,000 | 2,064,000 | 2,501,000 |
| Income tax | 225,000 | 412,000 | 695,000 | 843,000 |
| Net income | 319,000 | 738,000 | 1,369,000 | 1,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,035,000 | 8,824,000 | 9,493,000 | 9,788,000 |
| Total capital | 9,027,000 | 9,903,000 | 10,627,000 | 11,021,000 |
| Risk-weighted assets | 78,820,000 | 85,668,000 | 90,139,000 | 98,016,000 |