Call reports 2001
EVABANK — 2001
What EVABANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,886,000 | 87,555,000 | 93,428,000 | 102,093,000 |
| Total loans | 56,782,000 | 64,937,000 | 67,955,000 | 72,253,000 |
| Allowance for loan losses | 795,000 | 909,000 | 1,213,000 | 1,279,000 |
| Securities available for sale | 7,912,000 | 8,460,000 | 11,381,000 | 10,830,000 |
| Securities held to maturity | 7,472,000 | 8,742,000 | 8,328,000 | 9,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,354,000 | 75,107,000 | 80,643,000 | 83,540,000 |
| Interest-bearing deposits | 67,587,000 | 71,886,000 | 78,021,000 | 80,848,000 |
| Noninterest-bearing deposits | 2,767,000 | 3,221,000 | 2,622,000 | 2,692,000 |
| Equity capital | 5,882,000 | 6,601,000 | 6,957,000 | 7,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 4,055,000 | 6,310,000 | 8,643,000 |
| Interest expense | 944,000 | 1,878,000 | 2,818,000 | 3,621,000 |
| Net interest income | 996,000 | 2,177,000 | 3,492,000 | 5,022,000 |
| Noninterest income | 202,000 | 327,000 | 456,000 | 573,000 |
| Noninterest expense | 503,000 | 1,022,000 | 1,517,000 | 2,051,000 |
| Provision for loan losses | 342,000 | 622,000 | 1,276,000 | 1,662,000 |
| Pretax income | 338,000 | 845,000 | 1,119,000 | 1,846,000 |
| Income tax | 122,000 | 288,000 | 474,000 | 731,000 |
| Net income | 216,000 | 557,000 | 645,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,852,000 | 6,583,000 | 6,889,000 | 7,713,000 |
| Total capital | 6,554,000 | 7,389,000 | 7,752,000 | 8,631,000 |
| Risk-weighted assets | 56,072,000 | 64,357,000 | 68,725,000 | 73,104,000 |