Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,686,000 | 96,333,000 | 95,658,000 | 92,976,000 |
| Total loans | 50,785,000 | 51,119,000 | 50,205,000 | 48,167,000 |
| Allowance for loan losses | 629,000 | 643,000 | 638,000 | 638,000 |
| Securities available for sale | 38,865,000 | 38,717,000 | 38,981,000 | 38,037,000 |
| Securities held to maturity | 1,291,000 | 1,283,000 | 1,263,000 | 1,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,480,000 | 65,194,000 | 66,824,000 | 64,488,000 |
| Interest-bearing deposits | 55,839,000 | 57,785,000 | 59,023,000 | 56,910,000 |
| Noninterest-bearing deposits | 7,641,000 | 7,409,000 | 7,801,000 | 7,578,000 |
| Equity capital | 7,086,000 | 6,878,000 | 7,562,000 | 7,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,369,000 | 3,589,000 | 4,786,000 |
| Interest expense | 665,000 | 1,391,000 | 2,169,000 | 2,923,000 |
| Net interest income | 491,000 | 978,000 | 1,420,000 | 1,863,000 |
| Noninterest income | 98,000 | 202,000 | 301,000 | 383,000 |
| Noninterest expense | 372,000 | 712,000 | 1,052,000 | 1,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 468,000 | 669,000 | 847,000 |
| Income tax | 31,000 | 74,000 | 98,000 | 113,000 |
| Net income | 186,000 | 394,000 | 571,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,689,000 | 7,821,000 | 7,924,000 | 8,011,000 |
| Total capital | 8,318,000 | 8,464,000 | 8,547,000 | 8,610,000 |
| Risk-weighted assets | 49,977,000 | 50,774,000 | 49,074,000 | 47,126,000 |