Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,120,000 | 89,322,000 | 87,674,000 | 95,917,000 |
| Total loans | 48,839,000 | 50,611,000 | 50,628,000 | 52,947,000 |
| Allowance for loan losses | 639,000 | 636,000 | 637,000 | 630,000 |
| Securities available for sale | 33,749,000 | 32,289,000 | 30,456,000 | 36,914,000 |
| Securities held to maturity | 1,561,000 | 1,554,000 | 1,523,000 | 1,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,390,000 | 59,098,000 | 57,096,000 | 62,042,000 |
| Interest-bearing deposits | 51,621,000 | 51,063,000 | 48,690,000 | 53,394,000 |
| Noninterest-bearing deposits | 7,769,000 | 8,035,000 | 8,406,000 | 8,648,000 |
| Equity capital | 7,033,000 | 7,277,000 | 7,278,000 | 7,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,083,000 | 3,134,000 | 4,234,000 |
| Interest expense | 487,000 | 1,003,000 | 1,554,000 | 2,146,000 |
| Net interest income | 553,000 | 1,080,000 | 1,580,000 | 2,088,000 |
| Noninterest income | 81,000 | 181,000 | 283,000 | 380,000 |
| Noninterest expense | 393,000 | 789,000 | 1,206,000 | 1,629,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 241,000 | 462,000 | 647,000 | 829,000 |
| Income tax | 48,000 | 87,000 | 112,000 | 128,000 |
| Net income | 193,000 | 375,000 | 535,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,295,000 | 7,402,000 | 7,487,000 | 7,578,000 |
| Total capital | 7,894,000 | 8,017,000 | 8,099,000 | 8,208,000 |
| Risk-weighted assets | 47,918,000 | 49,147,000 | 48,164,000 | 51,376,000 |