Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 93,539,000 | 91,827,000 | 89,355,000 | 92,311,000 |
| Total loans | 41,691,000 | 44,704,000 | 47,583,000 | 51,742,000 |
| Allowance for loan losses | 637,000 | 637,000 | 637,000 | 639,000 |
| Securities available for sale | 44,863,000 | 41,177,000 | 35,033,000 | 33,696,000 |
| Securities held to maturity | 1,743,000 | 1,737,000 | 1,688,000 | 1,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,248,000 | 56,751,000 | 56,951,000 | 59,509,000 |
| Interest-bearing deposits | 51,619,000 | 50,230,000 | 49,209,000 | 50,090,000 |
| Noninterest-bearing deposits | 7,630,000 | 6,521,000 | 7,742,000 | 9,420,000 |
| Equity capital | 7,061,000 | 6,728,000 | 7,223,000 | 7,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,868,000 | 2,855,000 | 3,883,000 |
| Interest expense | 430,000 | 897,000 | 1,376,000 | 1,864,000 |
| Net interest income | 512,000 | 971,000 | 1,479,000 | 2,019,000 |
| Noninterest income | 100,000 | 194,000 | 298,000 | 380,000 |
| Noninterest expense | 384,000 | 762,000 | 1,120,000 | 1,522,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 409,000 | 767,000 | 987,000 |
| Income tax | 47,000 | 72,000 | 169,000 | 209,000 |
| Net income | 187,000 | 337,000 | 598,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,662,000 | 6,811,000 | 7,072,000 | 7,177,000 |
| Total capital | 7,243,000 | 7,408,000 | 7,664,000 | 7,815,000 |
| Risk-weighted assets | 46,421,000 | 47,733,000 | 47,349,000 | 53,275,000 |