Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 79,734,000 | 81,279,000 | 86,146,000 | 86,813,000 |
| Total loans | 40,877,000 | 42,594,000 | 43,275,000 | 43,384,000 |
| Allowance for loan losses | 637,000 | 642,000 | 642,000 | 637,000 |
| Securities available for sale | 32,993,000 | 31,820,000 | 36,025,000 | 36,070,000 |
| Securities held to maturity | 1,907,000 | 1,907,000 | 1,852,000 | 1,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,148,000 | 56,491,000 | 56,364,000 | 56,552,000 |
| Interest-bearing deposits | 49,855,000 | 50,604,000 | 49,787,000 | 48,334,000 |
| Noninterest-bearing deposits | 5,293,000 | 5,887,000 | 6,578,000 | 8,218,000 |
| Equity capital | 6,829,000 | 6,928,000 | 6,564,000 | 6,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,773,000 | 2,622,000 | 3,556,000 |
| Interest expense | 429,000 | 865,000 | 1,294,000 | 1,749,000 |
| Net interest income | 443,000 | 908,000 | 1,328,000 | 1,807,000 |
| Noninterest income | 169,000 | 257,000 | 346,000 | 424,000 |
| Noninterest expense | 366,000 | 673,000 | 996,000 | 1,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 492,000 | 678,000 | 865,000 |
| Income tax | 34,000 | 94,000 | 129,000 | 164,000 |
| Net income | 212,000 | 398,000 | 549,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,375,000 | 6,351,000 | 6,442,000 | 6,534,000 |
| Total capital | 6,927,000 | 6,922,000 | 7,016,000 | 7,115,000 |
| Risk-weighted assets | 44,087,000 | 45,637,000 | 45,824,000 | 46,387,000 |