Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,400,000 | 73,670,000 | 73,019,000 | 72,879,000 |
| Total loans | 38,022,000 | 39,921,000 | 38,575,000 | 40,447,000 |
| Allowance for loan losses | 644,000 | 649,000 | 649,000 | 629,000 |
| Securities available for sale | 29,408,000 | 27,285,000 | 23,788,000 | 24,463,000 |
| Securities held to maturity | 1,867,000 | 1,861,000 | 1,804,000 | 1,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,975,000 | 52,867,000 | 52,674,000 | 52,098,000 |
| Interest-bearing deposits | 47,141,000 | 47,479,000 | 47,450,000 | 45,946,000 |
| Noninterest-bearing deposits | 4,834,000 | 5,388,000 | 5,223,000 | 6,152,000 |
| Equity capital | 5,691,000 | 6,204,000 | 6,672,000 | 6,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 1,970,000 | 2,936,000 | 3,834,000 |
| Interest expense | 490,000 | 975,000 | 1,443,000 | 1,910,000 |
| Net interest income | 500,000 | 995,000 | 1,493,000 | 1,924,000 |
| Noninterest income | 78,000 | 156,000 | 252,000 | 362,000 |
| Noninterest expense | 346,000 | 682,000 | 1,019,000 | 1,413,000 |
| Provision for loan losses | 8,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 221,000 | 456,000 | 865,000 | 1,210,000 |
| Income tax | 42,000 | 89,000 | 200,000 | 290,000 |
| Net income | 179,000 | 367,000 | 665,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,662,000 | 5,790,000 | 6,028,000 | 6,224,000 |
| Total capital | 6,176,000 | 6,317,000 | 6,545,000 | 6,747,000 |
| Risk-weighted assets | 40,955,000 | 42,015,000 | 41,264,000 | 41,724,000 |