Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,210,000 | 68,001,000 | 66,768,000 | 72,478,000 |
| Total loans | 35,875,000 | 39,509,000 | 39,308,000 | 38,714,000 |
| Allowance for loan losses | 604,000 | 607,000 | 622,000 | 637,000 |
| Securities available for sale | 19,547,000 | 23,685,000 | 22,620,000 | 27,509,000 |
| Securities held to maturity | 802,000 | 972,000 | 1,178,000 | 1,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,848,000 | 49,499,000 | 49,265,000 | 52,751,000 |
| Interest-bearing deposits | 45,789,000 | 45,427,000 | 44,003,000 | 46,820,000 |
| Noninterest-bearing deposits | 4,059,000 | 4,072,000 | 5,262,000 | 5,931,000 |
| Equity capital | 5,506,000 | 5,571,000 | 5,876,000 | 5,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,123,000 | 3,230,000 | 4,270,000 |
| Interest expense | 607,000 | 1,199,000 | 1,801,000 | 2,347,000 |
| Net interest income | 452,000 | 924,000 | 1,429,000 | 1,923,000 |
| Noninterest income | 71,000 | 152,000 | 238,000 | 319,000 |
| Noninterest expense | 359,000 | 720,000 | 1,067,000 | 1,440,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 164,000 | 505,000 | 844,000 | 1,040,000 |
| Income tax | 28,000 | 118,000 | 205,000 | 249,000 |
| Net income | 136,000 | 387,000 | 639,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,098,000 | 5,280,000 | 5,461,000 | 5,543,000 |
| Total capital | 5,621,000 | 5,848,000 | 5,984,000 | 6,071,000 |
| Risk-weighted assets | 41,755,000 | 45,434,000 | 41,762,000 | 42,144,000 |