Call reports 2025
PARTNERS BANK OF CALIFORNIA — 2025
What PARTNERS BANK OF CALIFORNIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 650,188,000 | 668,889,000 | 777,483,000 | 712,572,000 |
| Total loans | 393,304,000 | 418,983,000 | 422,755,000 | 473,914,000 |
| Allowance for loan losses | 8,250,000 | 8,820,000 | 9,095,000 | 9,935,000 |
| Securities available for sale | 192,717,000 | 183,300,000 | 175,707,000 | 163,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,713,000 | 577,785,000 | 706,857,000 | 616,743,000 |
| Interest-bearing deposits | 406,296,000 | 419,076,000 | 527,664,000 | 454,663,000 |
| Noninterest-bearing deposits | 157,417,000 | 158,709,000 | 179,193,000 | 162,080,000 |
| Equity capital | 58,458,000 | 59,839,000 | 62,150,000 | 64,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,180,000 | 16,575,000 | 26,264,000 | 35,813,000 |
| Interest expense | 3,393,000 | 6,785,000 | 10,393,000 | 13,942,000 |
| Net interest income | 4,787,000 | 9,790,000 | 15,871,000 | 21,871,000 |
| Noninterest income | 119,000 | 233,000 | 350,000 | 466,000 |
| Noninterest expense | 2,853,000 | 5,608,000 | 8,579,000 | 11,770,000 |
| Provision for loan losses | 200,000 | 770,000 | 1,045,000 | 1,885,000 |
| Pretax income | 1,838,000 | 3,635,000 | 6,552,000 | 8,635,000 |
| Income tax | 574,000 | 1,139,000 | 2,035,000 | 2,624,000 |
| Net income | 1,264,000 | 2,496,000 | 4,517,000 | 6,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,475,000 | 59,846,000 | 62,150,000 | 64,294,000 |
| Total capital | 63,435,000 | 65,079,000 | 67,466,000 | 70,194,000 |
| Risk-weighted assets | 393,169,000 | 414,690,000 | 421,134,000 | 467,606,000 |