Call reports 2020
PARTNERS BANK OF CALIFORNIA — 2020
What PARTNERS BANK OF CALIFORNIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 319,296,000 | 453,521,000 | 438,080,000 | 406,528,000 |
| Total loans | 256,109,000 | 368,900,000 | 361,472,000 | 337,456,000 |
| Allowance for loan losses | 4,031,000 | 5,702,000 | 6,997,000 | 6,868,000 |
| Securities available for sale | 5,275,000 | 3,441,000 | 3,034,000 | 2,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,369,000 | 308,072,000 | 321,878,000 | 321,690,000 |
| Interest-bearing deposits | 112,445,000 | 150,413,000 | 175,561,000 | 173,983,000 |
| Noninterest-bearing deposits | 110,924,000 | 157,659,000 | 146,317,000 | 147,707,000 |
| Equity capital | 33,603,000 | 34,250,000 | 35,182,000 | 35,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,322,000 | 8,490,000 | 13,554,000 | 16,514,000 |
| Interest expense | 503,000 | 904,000 | 1,273,000 | 1,675,000 |
| Net interest income | 2,819,000 | 7,586,000 | 12,281,000 | 14,839,000 |
| Noninterest income | 62,000 | 125,000 | 193,000 | 267,000 |
| Noninterest expense | 2,178,000 | 4,554,000 | 6,809,000 | 8,793,000 |
| Provision for loan losses | 398,000 | 2,048,000 | 3,322,000 | 3,162,000 |
| Pretax income | 305,000 | 1,109,000 | 2,343,000 | 3,151,000 |
| Income tax | 105,000 | 357,000 | 735,000 | 985,000 |
| Net income | 200,000 | 752,000 | 1,608,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,475,000 | 34,119,000 | 35,072,000 | 35,697,000 |
| Total capital | 36,739,000 | 37,315,000 | 38,064,000 | 38,763,000 |
| Risk-weighted assets | 260,223,000 | 253,047,000 | 235,302,000 | 241,359,000 |