Call reports 2016
PARTNERS BANK OF CALIFORNIA — 2016
What PARTNERS BANK OF CALIFORNIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 157,114,000 | 163,019,000 | 177,738,000 | 189,039,000 |
| Total loans | 110,791,000 | 129,661,000 | 142,335,000 | 152,253,000 |
| Allowance for loan losses | 2,392,000 | 2,393,000 | 2,414,000 | 2,704,000 |
| Securities available for sale | 18,064,000 | 17,421,000 | 16,615,000 | 15,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,116,000 | 131,112,000 | 145,065,000 | 166,302,000 |
| Interest-bearing deposits | 63,576,000 | 55,962,000 | 66,757,000 | 85,043,000 |
| Noninterest-bearing deposits | 72,540,000 | 75,150,000 | 78,308,000 | 81,259,000 |
| Equity capital | 20,452,000 | 21,740,000 | 22,007,000 | 22,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,141,000 | 4,901,000 | 6,836,000 |
| Interest expense | 132,000 | 265,000 | 395,000 | 542,000 |
| Net interest income | 1,440,000 | 2,876,000 | 4,506,000 | 6,294,000 |
| Noninterest income | 44,000 | 107,000 | 168,000 | 224,000 |
| Noninterest expense | 1,198,000 | 2,344,000 | 3,476,000 | 4,583,000 |
| Provision for loan losses | 0 | 0 | 134,000 | 419,000 |
| Pretax income | 286,000 | 639,000 | 1,064,000 | 1,516,000 |
| Income tax | 137,000 | 300,000 | 490,000 | 691,000 |
| Net income | 149,000 | 339,000 | 574,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,142,000 | 19,530,000 | 20,009,000 | 20,518,000 |
| Total capital | 19,663,000 | 21,331,000 | 21,941,000 | 22,532,000 |
| Risk-weighted assets | 119,842,000 | 142,575,000 | 153,263,000 | 159,662,000 |