Call reports 2010
PARTNERS BANK OF CALIFORNIA — 2010
What PARTNERS BANK OF CALIFORNIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,338,000 | 99,241,000 | 98,144,000 | 98,042,000 |
| Total loans | 69,990,000 | 74,421,000 | 82,014,000 | 78,964,000 |
| Allowance for loan losses | 1,279,000 | 1,560,000 | 1,818,000 | 2,465,000 |
| Securities available for sale | 11,329,000 | 10,250,000 | 9,476,000 | 8,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,125,000 | 88,263,000 | 87,659,000 | 88,188,000 |
| Interest-bearing deposits | 65,345,000 | 74,398,000 | 73,023,000 | 75,645,000 |
| Noninterest-bearing deposits | 13,780,000 | 13,865,000 | 14,636,000 | 12,543,000 |
| Equity capital | 10,786,000 | 10,610,000 | 10,034,000 | 8,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,615,000 | 4,043,000 | 5,527,000 |
| Interest expense | 232,000 | 494,000 | 787,000 | 1,089,000 |
| Net interest income | 1,020,000 | 2,121,000 | 3,256,000 | 4,438,000 |
| Noninterest income | 26,000 | 69,000 | 89,000 | 113,000 |
| Noninterest expense | 1,154,000 | 2,306,000 | 3,476,000 | 4,531,000 |
| Provision for loan losses | 261,000 | 541,000 | 1,130,000 | 2,398,000 |
| Pretax income | -369,000 | -657,000 | -1,261,000 | -2,378,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -370,000 | -658,000 | -1,262,000 | -2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,339,000 | 10,129,000 | 9,587,000 | 8,527,000 |
| Total capital | 11,295,000 | 11,148,000 | 10,676,000 | 9,571,000 |
| Risk-weighted assets | 76,098,000 | 80,948,000 | 86,335,000 | 82,125,000 |