Call reports 2008
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2008
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 540,364,000 | 534,872,000 | 533,227,000 | 540,050,000 |
| Total loans | 393,412,000 | 403,263,000 | 411,756,000 | 423,294,000 |
| Allowance for loan losses | 4,206,000 | 4,055,000 | 4,522,000 | 4,597,000 |
| Securities available for sale | 60,794,000 | 61,362,000 | 59,526,000 | 57,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,827,000 | 429,466,000 | 417,781,000 | 421,368,000 |
| Interest-bearing deposits | 393,907,000 | 388,847,000 | 376,016,000 | 377,251,000 |
| Noninterest-bearing deposits | 41,920,000 | 40,619,000 | 41,765,000 | 44,117,000 |
| Equity capital | 62,880,000 | 62,906,000 | 63,351,000 | 62,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,047,000 | 15,785,000 | 23,341,000 | 30,524,000 |
| Interest expense | 2,884,000 | 5,411,000 | 7,731,000 | 9,877,000 |
| Net interest income | 5,163,000 | 10,374,000 | 15,610,000 | 20,647,000 |
| Noninterest income | 1,144,000 | 2,216,000 | 3,305,000 | 4,386,000 |
| Noninterest expense | 4,250,000 | 8,414,000 | 12,649,000 | 17,066,000 |
| Provision for loan losses | 400,000 | 550,000 | 1,075,000 | 1,375,000 |
| Pretax income | 1,657,000 | 3,628,000 | 5,196,000 | 6,604,000 |
| Income tax | 377,000 | 902,000 | 1,335,000 | 1,650,000 |
| Net income | 1,280,000 | 2,726,000 | 3,861,000 | 4,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,267,000 | 44,444,000 | 45,017,000 | 44,201,000 |
| Total capital | 47,473,000 | 48,499,000 | 49,539,000 | 48,798,000 |
| Risk-weighted assets | 362,918,000 | 366,698,000 | 370,733,000 | 379,256,000 |