Call reports 2007
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2007
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 532,751,000 | 531,492,000 | 537,599,000 | 533,561,000 |
| Total loans | 394,037,000 | 391,071,000 | 398,432,000 | 402,167,000 |
| Allowance for loan losses | 3,715,000 | 3,835,000 | 3,985,000 | 3,854,000 |
| Securities available for sale | 43,894,000 | 42,452,000 | 46,072,000 | 49,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,602,000 | 442,131,000 | 446,490,000 | 439,973,000 |
| Interest-bearing deposits | 401,248,000 | 402,524,000 | 403,148,000 | 393,204,000 |
| Noninterest-bearing deposits | 42,354,000 | 39,607,000 | 43,342,000 | 46,769,000 |
| Equity capital | 59,429,000 | 60,230,000 | 61,407,000 | 62,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,066,000 | 16,297,000 | 24,698,000 | 33,003,000 |
| Interest expense | 3,297,000 | 6,666,000 | 10,096,000 | 13,307,000 |
| Net interest income | 4,769,000 | 9,631,000 | 14,602,000 | 19,696,000 |
| Noninterest income | 1,001,000 | 2,192,000 | 3,647,000 | 4,833,000 |
| Noninterest expense | 3,909,000 | 7,751,000 | 11,530,000 | 15,530,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,697,000 | 3,758,000 | 6,255,000 | 8,385,000 |
| Income tax | 446,000 | 898,000 | 1,570,000 | 2,030,000 |
| Net income | 1,251,000 | 2,860,000 | 4,685,000 | 6,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,342,000 | 41,432,000 | 42,714,000 | 43,525,000 |
| Total capital | 46,057,000 | 45,267,000 | 46,699,000 | 47,379,000 |
| Risk-weighted assets | 356,940,000 | 357,261,000 | 366,283,000 | 363,455,000 |