Call reports 2006
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2006
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 308,470,000 | 307,728,000 | 500,812,000 | 502,860,000 |
| Total loans | 230,429,000 | 240,496,000 | 388,492,000 | 394,114,000 |
| Allowance for loan losses | 2,202,000 | 2,268,000 | 3,529,000 | 3,610,000 |
| Securities available for sale | 40,218,000 | 30,644,000 | 53,738,000 | 44,478,000 |
| Securities held to maturity | 0 | 0 | 137,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,731,000 | 255,422,000 | 402,465,000 | 409,926,000 |
| Interest-bearing deposits | 222,753,000 | 227,375,000 | 356,078,000 | 362,509,000 |
| Noninterest-bearing deposits | 27,978,000 | 28,047,000 | 46,387,000 | 47,417,000 |
| Equity capital | 25,691,000 | 26,062,000 | 58,108,000 | 58,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,512,000 | 9,143,000 | 17,793,000 | 25,440,000 |
| Interest expense | 1,453,000 | 2,932,000 | 6,315,000 | 9,312,000 |
| Net interest income | 3,059,000 | 6,211,000 | 11,478,000 | 16,128,000 |
| Noninterest income | 660,000 | 1,304,000 | 2,254,000 | 3,422,000 |
| Noninterest expense | 2,359,000 | 4,685,000 | 9,280,000 | 13,214,000 |
| Provision for loan losses | 60,000 | 120,000 | 230,000 | 360,000 |
| Pretax income | 1,300,000 | 2,710,000 | 4,222,000 | 5,903,000 |
| Income tax | 333,000 | 695,000 | 1,096,000 | 1,655,000 |
| Net income | 967,000 | 2,015,000 | 3,126,000 | 4,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,204,000 | 25,727,000 | 41,440,000 | 41,707,000 |
| Total capital | 27,406,000 | 27,995,000 | 44,969,000 | 45,317,000 |
| Risk-weighted assets | 194,937,000 | 206,959,000 | 345,020,000 | 351,019,000 |