Call reports 2005
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2005
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 288,309,000 | 314,776,000 | 311,934,000 | 318,050,000 |
| Total loans | 230,616,000 | 231,897,000 | 232,303,000 | 231,502,000 |
| Allowance for loan losses | 1,993,000 | 2,050,000 | 2,102,000 | 2,129,000 |
| Securities available for sale | 29,201,000 | 40,731,000 | 48,637,000 | 46,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,753,000 | 259,025,000 | 255,719,000 | 261,179,000 |
| Interest-bearing deposits | 207,708,000 | 231,059,000 | 228,660,000 | 232,120,000 |
| Noninterest-bearing deposits | 25,045,000 | 27,966,000 | 27,059,000 | 29,059,000 |
| Equity capital | 23,398,000 | 23,968,000 | 24,700,000 | 25,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,618,000 | 7,493,000 | 11,772,000 | 16,187,000 |
| Interest expense | 1,026,000 | 2,194,000 | 3,515,000 | 4,886,000 |
| Net interest income | 2,592,000 | 5,299,000 | 8,257,000 | 11,301,000 |
| Noninterest income | 518,000 | 1,099,000 | 1,729,000 | 2,366,000 |
| Noninterest expense | 1,951,000 | 3,979,000 | 6,073,000 | 8,243,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 1,037,000 | 2,237,000 | 3,671,000 | 5,122,000 |
| Income tax | 266,000 | 583,000 | 950,000 | 1,427,000 |
| Net income | 771,000 | 1,654,000 | 2,721,000 | 3,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,794,000 | 23,297,000 | 23,985,000 | 24,543,000 |
| Total capital | 24,787,000 | 25,347,000 | 26,087,000 | 26,672,000 |
| Risk-weighted assets | 187,911,000 | 191,658,000 | 195,691,000 | 195,605,000 |