Call reports 2004
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2004
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 270,446,000 | 277,431,000 | 284,848,000 | 286,804,000 |
| Total loans | 216,632,000 | 221,402,000 | 228,398,000 | 231,863,000 |
| Allowance for loan losses | 1,906,000 | 1,766,000 | 1,836,000 | 1,902,000 |
| Securities available for sale | 33,032,000 | 31,135,000 | 30,781,000 | 29,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,911,000 | 215,113,000 | 226,015,000 | 230,287,000 |
| Interest-bearing deposits | 190,880,000 | 193,033,000 | 201,917,000 | 206,327,000 |
| Noninterest-bearing deposits | 20,031,000 | 22,080,000 | 24,098,000 | 23,960,000 |
| Equity capital | 24,830,000 | 24,528,000 | 24,045,000 | 24,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,313,000 | 6,669,000 | 10,112,000 | 13,709,000 |
| Interest expense | 940,000 | 1,870,000 | 2,833,000 | 3,842,000 |
| Net interest income | 2,373,000 | 4,799,000 | 7,279,000 | 9,867,000 |
| Noninterest income | 464,000 | 933,000 | 1,431,000 | 1,995,000 |
| Noninterest expense | 1,850,000 | 3,690,000 | 5,596,000 | 7,511,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 897,000 | 1,862,000 | 2,844,000 | 3,991,000 |
| Income tax | 242,000 | 503,000 | 768,000 | 871,000 |
| Net income | 655,000 | 1,359,000 | 2,076,000 | 3,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,722,000 | 24,079,000 | 23,158,000 | 23,823,000 |
| Total capital | 25,628,000 | 25,845,000 | 24,994,000 | 25,725,000 |
| Risk-weighted assets | 176,248,000 | 178,858,000 | 185,406,000 | 189,247,000 |