Call reports 2003
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2003
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 243,907,000 | 258,896,000 | 265,872,000 | 275,270,000 |
| Total loans | 189,536,000 | 196,998,000 | 207,159,000 | 216,261,000 |
| Allowance for loan losses | 1,657,000 | 1,707,000 | 1,793,000 | 1,863,000 |
| Securities available for sale | 32,553,000 | 38,988,000 | 36,868,000 | 35,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,749,000 | 199,105,000 | 203,954,000 | 206,965,000 |
| Interest-bearing deposits | 177,366,000 | 180,222,000 | 185,609,000 | 188,944,000 |
| Noninterest-bearing deposits | 17,383,000 | 18,883,000 | 18,345,000 | 18,021,000 |
| Equity capital | 22,942,000 | 23,900,000 | 23,764,000 | 24,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,579,000 | 7,157,000 | 10,663,000 | 14,117,000 |
| Interest expense | 1,059,000 | 2,117,000 | 3,130,000 | 4,162,000 |
| Net interest income | 2,520,000 | 5,040,000 | 7,533,000 | 9,955,000 |
| Noninterest income | 447,000 | 831,000 | 1,139,000 | 1,629,000 |
| Noninterest expense | 1,655,000 | 3,468,000 | 5,234,000 | 7,271,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,222,000 | 2,223,000 | 3,168,000 | 3,966,000 |
| Income tax | 330,000 | 600,000 | 855,000 | 837,000 |
| Net income | 892,000 | 1,623,000 | 2,313,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,148,000 | 22,567,000 | 22,945,000 | 23,414,000 |
| Total capital | 23,805,000 | 24,274,000 | 24,738,000 | 25,277,000 |
| Risk-weighted assets | 157,889,000 | 164,288,000 | 170,640,000 | 177,973,000 |