Call reports 2002
FIRST NATIONAL BANK OF GREENCASTLE, THE — 2002
What FIRST NATIONAL BANK OF GREENCASTLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 241,181,000 | 244,838,000 | 248,382,000 | 248,117,000 |
| Total loans | 180,833,000 | 184,653,000 | 188,248,000 | 189,716,000 |
| Allowance for loan losses | 1,614,000 | 1,562,000 | 1,596,000 | 1,632,000 |
| Securities available for sale | 40,192,000 | 38,940,000 | 37,351,000 | 34,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,451,000 | 182,392,000 | 188,088,000 | 187,558,000 |
| Interest-bearing deposits | 168,272,000 | 168,498,000 | 173,855,000 | 174,283,000 |
| Noninterest-bearing deposits | 12,179,000 | 13,894,000 | 14,233,000 | 13,275,000 |
| Equity capital | 20,465,000 | 21,612,000 | 22,678,000 | 23,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,035,000 | 7,964,000 | 11,848,000 | 15,618,000 |
| Interest expense | 1,404,000 | 2,752,000 | 4,021,000 | 5,162,000 |
| Net interest income | 2,631,000 | 5,212,000 | 7,827,000 | 10,456,000 |
| Noninterest income | 304,000 | 615,000 | 1,022,000 | 1,596,000 |
| Noninterest expense | 1,592,000 | 3,232,000 | 4,874,000 | 6,630,000 |
| Provision for loan losses | 60,000 | 130,000 | 220,000 | 310,000 |
| Pretax income | 1,283,000 | 2,465,000 | 3,755,000 | 5,112,000 |
| Income tax | 347,000 | 666,000 | 1,014,000 | 1,265,000 |
| Net income | 936,000 | 1,799,000 | 2,741,000 | 3,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,392,000 | 20,976,000 | 21,640,000 | 22,434,000 |
| Total capital | 22,006,000 | 22,538,000 | 23,236,000 | 24,066,000 |
| Risk-weighted assets | 156,599,000 | 158,221,000 | 159,927,000 | 159,851,000 |