Call reports 2026
PATTERSON STATE BANK — 2026
What PATTERSON STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 331,996,000 | 330,711,000 |
| Total loans | 192,611,000 | 192,405,000 |
| Allowance for loan losses | 2,560,000 | 2,200,000 |
| Securities available for sale | 64,296,000 | 66,695,000 |
| Securities held to maturity | 25,639,000 | 28,150,000 |
| Trading assets | 0 | 0 |
| Total deposits | 298,170,000 | 296,278,000 |
| Interest-bearing deposits | 224,171,000 | 225,386,000 |
| Noninterest-bearing deposits | 73,999,000 | 70,892,000 |
| Equity capital | 26,112,000 | 26,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,851,000 | 7,722,000 |
| Interest expense | 1,416,000 | 2,825,000 |
| Net interest income | 2,435,000 | 4,897,000 |
| Noninterest income | 252,000 | 502,000 |
| Noninterest expense | 2,077,000 | 4,181,000 |
| Provision for loan losses | 36,000 | 21,000 |
| Pretax income | 557,000 | 1,147,000 |
| Income tax | 53,000 | 108,000 |
| Net income | 504,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,418,000 | 29,553,000 |
| Total capital | 31,574,000 | 31,729,000 |
| Risk-weighted assets | 171,611,000 | 173,561,000 |