Call reports 2025
PATTERSON STATE BANK — 2025
What PATTERSON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 316,112,000 | 307,245,000 | 310,051,000 | 352,880,000 |
| Total loans | 196,085,000 | 196,014,000 | 195,881,000 | 195,299,000 |
| Allowance for loan losses | 2,434,000 | 2,476,000 | 2,549,000 | 2,524,000 |
| Securities available for sale | 57,626,000 | 58,019,000 | 60,443,000 | 61,349,000 |
| Securities held to maturity | 22,632,000 | 21,971,000 | 21,934,000 | 25,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,210,000 | 274,440,000 | 276,744,000 | 319,019,000 |
| Interest-bearing deposits | 211,424,000 | 206,791,000 | 207,791,000 | 247,829,000 |
| Noninterest-bearing deposits | 72,786,000 | 67,649,000 | 68,953,000 | 71,190,000 |
| Equity capital | 24,150,000 | 24,453,000 | 25,227,000 | 25,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,647,000 | 7,413,000 | 11,091,000 | 14,886,000 |
| Interest expense | 1,501,000 | 2,967,000 | 4,415,000 | 5,851,000 |
| Net interest income | 2,146,000 | 4,446,000 | 6,676,000 | 9,035,000 |
| Noninterest income | 253,000 | 512,000 | 760,000 | 988,000 |
| Noninterest expense | 2,094,000 | 4,195,000 | 6,343,000 | 8,526,000 |
| Provision for loan losses | -31,000 | 88,000 | 158,000 | 118,000 |
| Pretax income | 245,000 | 583,000 | 858,000 | 1,217,000 |
| Income tax | 0 | 17,000 | 21,000 | 16,000 |
| Net income | 245,000 | 566,000 | 837,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,557,000 | 28,578,000 | 28,699,000 | 28,914,000 |
| Total capital | 30,763,000 | 30,750,000 | 30,863,000 | 31,147,000 |
| Risk-weighted assets | 175,916,000 | 173,073,000 | 172,406,000 | 177,914,000 |