Call reports 2024
PATTERSON STATE BANK — 2024
What PATTERSON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 316,344,000 | 309,421,000 | 305,808,000 | 341,830,000 |
| Total loans | 187,890,000 | 183,532,000 | 189,891,000 | 195,201,000 |
| Allowance for loan losses | 2,357,000 | 2,339,000 | 2,400,000 | 2,455,000 |
| Securities available for sale | 62,272,000 | 62,433,000 | 64,997,000 | 57,205,000 |
| Securities held to maturity | 25,515,000 | 24,823,000 | 24,718,000 | 24,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,983,000 | 278,588,000 | 272,854,000 | 310,237,000 |
| Interest-bearing deposits | 202,933,000 | 205,992,000 | 201,158,000 | 240,317,000 |
| Noninterest-bearing deposits | 83,050,000 | 72,596,000 | 71,696,000 | 69,920,000 |
| Equity capital | 22,855,000 | 22,987,000 | 24,754,000 | 23,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,621,000 | 7,325,000 | 10,842,000 | 14,537,000 |
| Interest expense | 1,447,000 | 2,901,000 | 4,396,000 | 5,915,000 |
| Net interest income | 2,174,000 | 4,424,000 | 6,446,000 | 8,622,000 |
| Noninterest income | 282,000 | 552,000 | 814,000 | 1,136,000 |
| Noninterest expense | 2,028,000 | 4,073,000 | 6,122,000 | 8,410,000 |
| Provision for loan losses | 74,000 | 138,000 | 202,000 | 264,000 |
| Pretax income | 368,000 | 783,000 | 958,000 | 677,000 |
| Income tax | 14,000 | 41,000 | 18,000 | 0 |
| Net income | 354,000 | 742,000 | 940,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,554,000 | 28,643,000 | 28,841,000 | 28,412,000 |
| Total capital | 30,759,000 | 30,800,000 | 31,038,000 | 30,675,000 |
| Risk-weighted assets | 175,980,000 | 172,142,000 | 175,317,000 | 180,552,000 |