Call reports 2023
PATTERSON STATE BANK — 2023
What PATTERSON STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 314,554,000 | 311,571,000 | 313,939,000 | 349,886,000 |
| Total loans | 175,844,000 | 177,983,000 | 182,961,000 | 186,674,000 |
| Allowance for loan losses | 2,428,000 | 2,457,000 | 2,401,000 | 2,329,000 |
| Securities available for sale | 62,642,000 | 60,971,000 | 55,996,000 | 60,496,000 |
| Securities held to maturity | 25,404,000 | 27,047,000 | 26,878,000 | 27,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,455,000 | 282,381,000 | 285,658,000 | 319,267,000 |
| Interest-bearing deposits | 199,109,000 | 200,716,000 | 200,189,000 | 242,025,000 |
| Noninterest-bearing deposits | 86,346,000 | 81,664,000 | 85,469,000 | 77,242,000 |
| Equity capital | 22,024,000 | 21,831,000 | 20,493,000 | 22,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,129,000 | 6,376,000 | 9,697,000 | 13,215,000 |
| Interest expense | 739,000 | 1,756,000 | 2,980,000 | 4,328,000 |
| Net interest income | 2,390,000 | 4,620,000 | 6,717,000 | 8,887,000 |
| Noninterest income | 260,000 | 508,000 | 747,000 | 955,000 |
| Noninterest expense | 1,881,000 | 3,867,000 | 5,856,000 | 8,006,000 |
| Provision for loan losses | 0 | 33,000 | 95,000 | 112,000 |
| Pretax income | 697,000 | 1,129,000 | 1,350,000 | 1,518,000 |
| Income tax | 83,000 | 113,000 | 96,000 | 47,000 |
| Net income | 614,000 | 1,016,000 | 1,254,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,882,000 | 28,056,000 | 28,294,000 | 28,300,000 |
| Total capital | 29,974,000 | 30,258,000 | 30,491,000 | 30,598,000 |
| Risk-weighted assets | 166,737,000 | 175,636,000 | 175,247,000 | 183,513,000 |