Call reports 2022
PATTERSON STATE BANK — 2022
What PATTERSON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 305,669,000 | 314,149,000 | 312,369,000 | 351,530,000 |
| Total loans | 153,251,000 | 164,642,000 | 175,486,000 | 175,918,000 |
| Allowance for loan losses | 2,474,000 | 2,503,000 | 2,560,000 | 2,616,000 |
| Securities available for sale | 93,801,000 | 89,858,000 | 81,697,000 | 64,694,000 |
| Securities held to maturity | 17,750,000 | 25,749,000 | 27,452,000 | 27,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,221,000 | 291,514,000 | 291,041,000 | 328,993,000 |
| Interest-bearing deposits | 198,692,000 | 200,417,000 | 198,985,000 | 235,085,000 |
| Noninterest-bearing deposits | 82,529,000 | 91,096,000 | 92,056,000 | 93,908,000 |
| Equity capital | 22,567,000 | 20,677,000 | 19,352,000 | 20,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,852,000 | 7,669,000 | 10,622,000 |
| Interest expense | 205,000 | 403,000 | 669,000 | 1,172,000 |
| Net interest income | 2,090,000 | 4,449,000 | 7,000,000 | 9,450,000 |
| Noninterest income | 309,000 | 621,000 | 843,000 | 1,105,000 |
| Noninterest expense | 1,748,000 | 3,470,000 | 5,337,000 | 7,441,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 180,000 |
| Pretax income | 621,000 | 1,540,000 | 2,386,000 | 1,763,000 |
| Income tax | 68,000 | 195,000 | 306,000 | 116,000 |
| Net income | 553,000 | 1,345,000 | 2,080,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,994,000 | 26,375,000 | 27,911,000 | 27,268,000 |
| Total capital | 27,811,000 | 28,446,000 | 30,091,000 | 29,570,000 |
| Risk-weighted assets | 144,741,000 | 165,236,000 | 174,014,000 | 183,865,000 |